Home repair grant funds available » Mortgage Masters Group
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Home repair grant funds available

Picture of a couple working on home repairs and improvements representing Home repair grant funds available

Home repair grant funds available to low-income PSL residents

Qualified City residents in need of home repairs soon will be able to apply for funds to pay for these projects after Port St. Lucie was awarded the largest State Housing Initiative Partnership (SHIP) grant in its history.

The City of Port St. Lucie received $3 million, courtesy of the SHIP grant, awarded by the Florida Housing Finance Corporation. The City will allocate this funding for the PSL’s Homeowner Repair and Rehabilitation Assistance Program.

Port St. Lucie’s Neighborhood Service Housing Division will open the Homeowner Repair and Rehabilitation Assistance Program pre-application list at 9 a.m. Monday, Oct. 3, 2022, and the list will remain open until the maximum number of applications (60) has been reached.

Port St. Lucie’s Homeowner Repair & Rehabilitation Assistance Program is designed for low-income homeowners who need assistance to fund approved repair and rehabilitation projects for their primary residence. To apply, applicants must:

  • Be low-income
  • Have had their primary residence within Port St. Lucie for one year or more
  • Have an assessed home value of $358,308 or less
  • Be protected by a homeowner’s insurance policy
  • Be current on any mortgage payments

 

The City will provide up to $50,000 for approved home repairs for income-eligible homeowners. This program will provide 0% interest deferred payment loans (DPL), meaning no monthly payments are due, for health/safety/energy efficiency home improvements. The loans are forgiven over a 15-year period, according to the program guidelines.

These funds are utilized to make necessary improvements to ensure homes are safe, sanitary and meet current code requirements. Eligible repairs include correcting code violations, weatherization, roof, plumbing and electrical improvements, septic systems, etc. Manufactured homes, pool/hot tubs and illegal/non-permitted repairs or remodeling do not qualify. Applicants can view a list of frequently asked questions and more information about the program guidelines online at www.cityofpsl.com/housing.

Beginning 9 a.m. Monday, Oct. 3, 2022, interested and qualified persons can begin the process by filling out the required pre-application questionnaire at www.cityofpsl.com/housing. If an applicant cannot access the pre-application online, they may call the City to have someone assist them or come into City Hall for a printed copy. The City’s Neighborhood Services Department, Community Programs Housing Division, is available to answer questions, print a pre-application or review any of the questions with applicants by:

  1. Email: nsd@cityofpsl.com
  2. Phone: 772-344-4084
  3. In-person: City Hall, 121 SW Port St. Lucie Blvd., from 9 a.m. to 4 p.m., Monday through Friday.

 

Applicants who apply and meet all the eligibility criteria will be notified by City staff about the status of their application and any future steps in the processing of their file by telephone and/or email (if applicable).

When the maximum number of applications has been received, the City will publish a notice on www.cityofpsl.com/housing that the pre-application list has closed. The 60 applicants on the list will be processed in the order they are received. If additional funding is available, the City will re-open the pre-application list and notify residents at least two weeks before opening.



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