Port St Lucie USDA mortgage (772) 340-4003 - USDA Loan Rates & Requirements
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USDA Loan

USDA Rural Development Guaranteed Housing Loan

 

USDA loan - mortgage - happy couple

 

Are you ready to own a home but are not sure you will qualify due to a lack of a down payment?

 

USDA Rural Development has partnered with local lenders to help us extend 100% financing opportunities to rural individuals and families.

 

The Rural Development guaranteed loan program has assisted thousands of customers just like you.

 

The Advantages:

 

  • No Down payment is required.
  • Flexible credit score guidelines.
  • No maximum purchase price limit.
  • Closing costs can come from any source including gifts.
  • Repairs and improvements can be included in the loan.
  • Competitive fixed 30-year rates.

 

Eligibility criteria:

 

  • Occupy the property as your primary residence.
  • Do not own an adequate home.
  • Be a U.S. citizen, a U.S. non-citizen national or a “qualified alien”.
  • Provide stable and dependable income for repayment ability.
  • Have a credit history that indicates a willingness to meet obligations as they become due.
  • Have an adjusted household income that is within Rural Development guidelines based on the number of persons who will occupy the home.
  • Purchase a residential property that is located in a Rural Development eligible area.

USDA loan - mortgage - USDA and Rural Development logos

 

 

More Information on a USDA Loan

 

Consumer Financial Protection Bureau
What is a USDA Rural Housing Service loan?

 

USDA.gov
USDA Income and Property Eligibility Site

CALL NOW 772-340-4003

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