Port St Lucie VA Home Loan Mortgage (772) 340-4003 - VA Home Loan FAQs and VA Mortgage Rate Information for Military Veterans in Port St Lucie
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VA Home Loan FAQs

VA Home Loan Frequently Asked Questions

 

VA Home Loan - VA mortgage - VA Loan - military veteran couple using VA Home Loan to get dream home
I want to use my Veteran eligibility to purchase a home. Can you do this for me?

Answer: Absolutely, this is what I do!

I don’t have my certificate of eligibility, can you help me get one?

Answer: Yes as long we have a DD-214 or Statement of Service we can retrieve your certificate of eligibility electronically.

I used my VA eligibility to purchase a home before. Can I use it to purchase another home?

Answer: Yes.

Why is the loan amount higher than the sales price for a VA loan?

Answer: All VA Home Loans have a “funding fee” which is financed on top of the loan amount. This fee negates the need for mortgage insurance.

I am VA disabled (service related). Is there an additional discount available to me?

Answer: If you are at least 30% VA disabled, your loan will not have the traditional VA Funding Fee financed on top of the loan amount.

Can I purchase a home with someone other than my spouse as the co-borrower?

Answer: Yes, but the other applicant must be a veteran as well.

I don't live near Port St. Lucie, Florida. Can you still handle my VA Loan?

Answer: We can handle your VA Loan anywhere in the state of Florida.

Can I close my home VA Loan in my home town?

Answer: Absolutely.

How do all those documents get to my local Title Company?

Answer: FedEx or email.

I already applied to another Lender for my VA Home Loan; do I have to stay with them?

Answer: No you don’t. You can change your mind, and decide who you want to close your VA Loan. Transfer of your VA Home Loan is an easy process.

Can I use my VA eligibility for a Rental Property purchase?

Answer: No.

Can I refinance my primary residence using my Veteran benefits?

Answer: Yes.

How will I know what the prospective home or my primary residence is worth?

Answer: We will order an appraisal done by a licensed VA appraiser in your area.

Who controls the interest rate on a VA Mortgage?

Answer: The market and investors, but VA Loan rates are typically the same or lower than conventional loans.

How will I know what interest rate I will get on my VA Home Loan?

Answer: After submitting the required paperwork, we lock your interest rate the same day.

I am a Widow/Widower of a Veteran. Can I qualify?

Answer: Yes you can, provided your deceased spouse died in the line of duty or from a service related cause.

I hate to fill out forms online; can I talk to a person?

Answer: Sure just call me at 772-340-4003 Ext. 202!

I don't feel comfortable giving my financial information over the Internet, what can we do?

Answer: We will do everything over the telephone or in person.

How long does is take to close my VA Loan?

Answer: It varies, but typically 15 to 30 days after all paperwork is submitted.

I am working with a Real Estate Agent.....is this OK?

Answer: No problem.

Another lender botched my VA Home Loan. Can I transfer my VA Loan to you?

Answer: Sure, no problem. Unfortunately, this is all too common.

I want to place my VA loan in your hands, what's next?

Answer: Call me at 772-340-4003 Ext. 202.

I want to move forward with you, what do I tell my Realtor?

Answer: Ask them to fax a copy of your contract to us at 772-340-4194, and I will give the Realtor a call to coordinate.

I just want to talk. Can I call you?

Answer: Sure, please call me at your convenience – 772-340-4003 Ext. 202

More Information about a VA Home Loan

 

US Department of Veterans Affairs – VA.gov
VA Home Loans

CALL NOW 772-340-4003

Port St Lucie Mortgages, VA Home Loans & Mortgage Refinancing throughout the Treasure Coast and all of Florida

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